Need an appraisal in Warrington or Bucks County?
See the top seven reasons why Pennsylvania homeowners need Dan Dean:
We at Dan Dean understand the individual needs of a customer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. But as a general consumer, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value report than yours.
Challenge Tax AssessmentYour local tax assessor may have your house overvalued if you live in a local area that is going down. This means you are going to pay higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Dan Dean is your strongest weapon when contesting your property tax assessment.
Appraisals to remove PMIPMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experienced in helping homeowners just like you abolish unnecessary PMI insurance.
HELOC recently frozen?Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. Dan Dean can help you reinstate your home equity line of credit with a professional appraisal.
We Also Offer Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for verity? We can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have had done before. Even though most review work is requested by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are wise to get a second opinion.